Harborside Dental
General Dentistry & Cosmetic Dentistry
Traverse City, MI
231-946-0207
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    • Zoom!® Teeth Whitening
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Patient Information

  • Dental Patient Information
  • Patient Forms
  • First Visit
  • Scheduling
  • Financial Policy
  • Insurance
  • Infection Control
  • On-Site Full Service Lab
  • Advanced Dental Technology
  • Nitrous Oxide
  • Home Instructions
  • Smile Gallery
  • No Cavity Club
  • Privacy Practice Statement
  • Online Survey

Financial Policy

We are proud to deliver Traverse City's finest care, at a reasonable cost, and with flexible financing options. We believe the cost of treatment should not be an obstacle to receiving the important care you need because it is ultimately an investment in your overall health and well-being. As such, we offer the following payment options:

  • Full payment is due at the time of service unless prior arrangements have been made.
  • Zero interest payment plans - up to 12 months*
  • Flexible monthly payments up to 60 months*
  • Visa, MasterCard, American Express and Discover
  • Save 5% with Cash or Personal Check on services over $750

No one likes surprises, as often as possible all fees are estimated at the time of scheduling. We want you to understand your treatment and financial decisions in advance, so you can have the peace and security of knowing exactly what treatment will be performed, what the total fee will be, and what payment arrangements have been agreed upon. When treatment requires multiple visits, you will be given an estimate and asked about specific payment arrangements. As an incentive, when you choose to pre-pay with cash or check we offer a 5% savings on preventive and restorative services exceeding $750.

Please remember, you are responsible for all fees regardless of insurance coverage.

* Valid on purchases made through CareCredit. Applications available on-line at www.CareCredit.com or in our office. A $300 minimum purchase is required. No interest if paid within the promotional period. Otherwise, interest is assessed from purchase date. Please visit our office for more details.

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Dr. Stephen Kozelko practices Family Dentistry & Cosmetic Dentistry at Harborside Dental in Traverse City MI, providing a full scope of dental care including
Dental Implant Restorations, Emergency Dental Care, Dentures, Full Mouth Reconstruction.
Address: 13300 South West Bay Shore Drive • Suite 1 • Traverse City, MI 49684 • Telephone: 231-946-0207 • Fax: 231-946-1004